Unitedhealthcare Medicare Advantage Copays



  • FDA-authorized COVID-19 vaccines are covered at $0 cost-share to you through Dec. The Centers for Disease Control and Prevention and state health departments are advising who can get the vaccines and when. Find resources about vaccine availability for your area.
  • Headquartered in Minnetonka, Minnesota, United Healthcare and subsequently United Healthcare Medicare was founded in 1977. It has grown considerably over the last 40 years. The company provides coverage to 115 million individuals and is the company that provides AARP with their own Medicare Advantage Program.
  • The UnitedHealthcare Medicare Advantage Choice (Regional PPO) has a monthly premium of $49.00 and has an in-network Maximum Out-of-Pocket limit of $6,700 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $6,700 out of pocket. This can be a extremely nice safety net.
  • If you enroll in a UnitedHealthcare Medicare Advantage plan, you can receive a wide range of preventive services for a $0 copay when you visit your primary care provider. Some of these covered preventive services include: Alcohol misuse screening and counseling Bone mass measurement (for those at.

United Health Care (AARP) announced today they were waiving the cost share on Medicare Advantage plans. The following is the announcement:

– UnitedHealthcare Medicare Advantage Reimbursement Policy Updates - Network Bulletin November 2020 Last Published Published reimbursement policies are intended to ensure reimbursement based on the code or codes that correctly describe the health care services provided.

Member’s health is our priority. Recently, we shared news that UnitedHealth Group is taking additional action to directly support people affected by the COVID-19 pandemic by providing over $1.5 billion of additional support for our customers. We wanted to share more details with you.

To help member’s get the care they need, we are waiving cost-share (copays, coinsurance and deductibles) for our Medicare Advantage plan members as follows. Members will have a $0 copay for primary care provider (PCP) and specialist physician services, as well as other covered services (listed below) between May 11, 2020 until at least September 30, 2020. By lowering our PCP and specialist copays to $0, along with our telehealth cost-share waiver, we hope to help make it easier for member’s to access care.

Unitedhealthcare Medicare Advantage Copays Plans

Services included
The following services, if covered by a member’s plan, are eligible for a $0 copay under the cost share waiver, but do not include diagnostic tests and certain other services.

  • Primary care provider (PCP) office visits
  • Specialist physician office visits
  • Physician assistant or nurse practitioner office visits
  • Medicare-covered chiropractic and acupuncture services
  • Podiatry services and routine eye and hearing exams
  • Physical therapy, occupational therapy and speech therapy
  • Cardiac and pulmonary rehabilitation services
  • Outpatient mental health and substance abuse visits
  • Opioid treatment services

The $0 copay applies to services from a network provider and out-of-network services covered by the plan.

Member cost share is not waived for the following services, unless they are related to COVID-19 testing or treatments:

  • Lab and Diagnostic tests (radiological and non-radiological)
  • Part B and Part D drugs
  • Durable Medical Equipment, Prosthetics, Orthotics and Supplies
  • Renal Dialysis
  • Other services not covered by your plan

Copays, Coinsurance and deductibles for services in the following settings are not waived. Members will be responsible for their share of the cost under their benefit:

  • Inpatient hospital and Outpatient surgery or observation services
  • Skilled Nursing Facilities
  • Emergency, Urgent and Ambulance services

Eligible Members
The cost-share waiver applies to all UnitedHealthcare Medicare Advantage members, including members of Special Needs Plans (SNP) and UnitedHealthcare Group Medicare Advantage plans.

This information is posted on our UnitedHealthcare COVID-19 Health and Wellness page for members. Thank you for being a partner in care to our members during this time.


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UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) H6528-006 is a 2021 Medicare Advantage Plan or Medicare Part-C plan by UnitedHealthcare available to residents in Georgia. This plan includes additional Medicare prescription drug (Part-D) coverage. The UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) has a monthly premium of $0 and has an in-network Maximum Out-of-Pocket limit of $6,700 (MOOP). This means that if you get sick or need a high cost procedure the co-pays are capped once you pay $6,700 out of pocket. This can be a extremely nice safety net.

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) is a Local PPO. Lost and found movie free download. A preferred provider organization (PPO) is a Medicare plan that has created contracts with a network of 'preferred' providers for you to choose from at reduced rates. You do not need to select a primary care physician and you do not need referrals to see other providers in the network. Offering you a little more flexibility overall. You can get medical attention from a provider outside of the network but you will have to pay the difference between the out-of-network bill and the PPOs discounted rate.

UnitedHealthcare works with Medicare to provide significant coverage beyond Part A and Part B benefits. If you decide to sign up for UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) you still retain Original Medicare. But you will get additional Part A (Hospital Insurance) and Part B (Medical Insurance) coverage from UnitedHealthcare and not Original Medicare. With Medicare Advantage Plans you are always covered for urgently needed and emergency care. Plus you receive all of the benefits of Original Medicare from UnitedHealthcare except hospice care. Original Medicare still provides you with hospice care even if you sign up for a Medicare Advantage Plan.



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2021 UnitedHealthcare Medicare Advantage Plan Costs

Name:
UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO)
Plan ID:
Provider:UnitedHealthcare
Year:2021
Type: Local PPO
Monthly Premium C+D: $0
Part C Premium: $0
MOOP: $6,700
Part D (Drug) Premium: $0
Part D Supplemental Premium $0
Total Part D Premium: $0
Drug Deductible: $275.0
Tiers with No Deductible:1
Gap Coverage:No
Benchmark:not below the regional benchmark
Type of Medicare Health:Enhanced Alternative
Drug Benefit Type:Enhanced
Similar Plan:H6528-031

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) Part-C Premium

UnitedHealthcare plan charges a $0 Part-C premium. The Part C premium covers Medicare medical, hospital benefits and supplemental benefits if offered. You generally are also responsible for paying the Part B premium.


H6528-006 Part-D Deductible and Premium

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) has a monthly drug premium of $0 and a $275.0 drug deductible. This UnitedHealthcare plan offers a $0 Part D Basic Premium that is not below the regional benchmark. This covers the basic prescription benefit only and does not cover enhanced drug benefits such as medical benefits or hospital benefits. The Part D Supplemental Premium is $0 this Premium covers any enhanced plan benefits offered by UnitedHealthcare above and beyond the standard PDP benefits. This can include additional coverage in the gap, lower co-payments and coverage of non-Part D drugs. The Part D Total Premium is $0 . The Part D Total Premium is the addition of the supplemental and basic premiums for some plans this amount can be lower due to negative basic or supplemental premiums.


UnitedHealthcare Gap Coverage

In 2021 once you and your plan provider have spent $4130 on covered drugs. (combined amount plus your deductible) You will be in the coverage gap. (AKA 'donut hole') You will be required to pay 25% for prescription drugs unless your plan offers additional coverage. This UnitedHealthcare plan does not offer additional coverage through the gap.


H6528-006 Formulary or Drug Coverage

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) formulary is divided into tiers or levels of coverage based on usage and according to the medication costs. Each tier will have a defined copay that you must pay to receive the drug. Drugs in lower tiers will usually cost less than those in higher tiers.By reviewing different Medicare Drug formularies, you can pick a Medicare Advantage plan that covers your medications. Additionally, you can choose a plan that has your drugs listed at a lower price.



2021 UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) Summary of Benefits



Additional Benefits


No


Comprehensive Dental


Advantage
Diagnostic services0-50% coinsurance (Out-of-Network)
Diagnostic services$0 copay
Endodontics0-50% coinsurance (Out-of-Network)
Endodontics$0 copay
Extractions50% coinsurance
Extractions0-50% coinsurance (Out-of-Network)
Non-routine services0-50% coinsurance (Out-of-Network)
Non-routine services50% coinsurance
Periodontics0-50% coinsurance (Out-of-Network)
Periodontics50% coinsurance
Prosthodontics, other oral/maxillofacial surgery, other services0-50% coinsurance
Prosthodontics, other oral/maxillofacial surgery, other services0-50% coinsurance (Out-of-Network)
Restorative services0-50% coinsurance
Restorative services0-50% coinsurance (Out-of-Network)


Deductible


$0


Diagnostic Tests and Procedures


Diagnostic radiology services (e.g., MRI)$0-110 copay
Diagnostic radiology services (e.g., MRI)$150-200 copay (Out-of-Network)
Diagnostic tests and procedures$20 copay
Diagnostic tests and procedures$40 copay (Out-of-Network)
Lab services$0 copay (Out-of-Network)
Lab services$0 copay
Outpatient x-rays$20 copay (Out-of-Network)
Outpatient x-rays$15 copay


Doctor Visits


Primary$10 copay per visit
Primary$30-60 copay per visit (Out-of-Network)
Specialist$60 copay per visit (Out-of-Network)
Specialist$40 copay per visit


Emergency care/Urgent Care


Emergency$90 copay per visit (always covered)
Urgent care$30-40 copay per visit (always covered)


Foot Care (podiatry services)


Foot exams and treatment$40 copay
Foot exams and treatment$60 copay (Out-of-Network)
Routine foot care$40 copay
Routine foot care$60 copay (Out-of-Network)


Ground Ambulance


$250 copay (Out-of-Network)
$250 copay


Hearing


Fitting/evaluationNot covered
Hearing aids$375-2,075 copay
Hearing aids$375 copay (Out-of-Network)
Hearing exam$0 copay
Hearing exam$60 copay (Out-of-Network)


Inpatient Hospital Coverage


$295 per day for days 1 through 7
$0 per day for days 8 through 90
$0 per day for days 91 and beyond
$495 per day for days 1 through 10
$0 per day for days 11 and beyond (Out-of-Network)


Medical Equipment/Supplies


Diabetes supplies$0 copay per item
Diabetes supplies40% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen)20-50% coinsurance per item (Out-of-Network)
Durable medical equipment (e.g., wheelchairs, oxygen)20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)20% coinsurance per item
Prosthetics (e.g., braces, artificial limbs)40% coinsurance per item (Out-of-Network)


Medicare Part B Drugs


Chemotherapy40% coinsurance (Out-of-Network)
Chemotherapy20% coinsurance
Other Part B drugs40% coinsurance (Out-of-Network)
Other Part B drugs20% coinsurance


Mental Health Services


Inpatient hospital - psychiatric$495 per day for days 1 through 10
$0 per day for days 11 through 90 (Out-of-Network)
Inpatient hospital - psychiatric$295 per day for days 1 through 5
$0 per day for days 6 through 90
Outpatient group therapy visit$30-40 copay (Out-of-Network)
Outpatient group therapy visit$15 copay
Outpatient group therapy visit with a psychiatrist$15 copay
Outpatient group therapy visit with a psychiatrist$30-40 copay (Out-of-Network)
Outpatient individual therapy visit$25 copay
Outpatient individual therapy visit$30-40 copay (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist$30-40 copay (Out-of-Network)
Outpatient individual therapy visit with a psychiatrist$25 copay


MOOP


$10,000 In and Out-of-network
$6,700 In-network


Option


No


Optional supplemental benefits


No


Outpatient Hospital Coverage


$0-295 copay per visit
$495 copay per visit (Out-of-Network)


Preventive Care


$0 copay (Out-of-Network)
$0 copay


Preventive Dental


Cleaning$0 copay
Cleaning$0 copay (Out-of-Network)
Dental x-ray(s)$0 copay
Dental x-ray(s)$0 copay (Out-of-Network)
Fluoride treatment$0 copay (Out-of-Network)
Fluoride treatment$0 copay
Oral exam$0 copay
Oral exam$0 copay (Out-of-Network)


Rehabilitation Services


Occupational therapy visit$60 copay (Out-of-Network)
Occupational therapy visit$40 copay
Physical therapy and speech and language therapy visit$60 copay (Out-of-Network)
Physical therapy and speech and language therapy visit$40 copay


Skilled Nursing Facility


$225 per day for days 1 through 45
$0 per day for days 46 through 100 (Out-of-Network)
$0 per day for days 1 through 20
$184 per day for days 21 through 57
$0 per day for days 58 through 100


Transportation

Is Unitedhealthcare Medicare Advantage


Not covered


Vision


Contact lenses$0 copay (Out-of-Network)
Contact lenses$0 copay
Eyeglass framesNot covered
Eyeglass lensesNot covered
Eyeglasses (frames and lenses)$0 copay
Eyeglasses (frames and lenses)$0 copay (Out-of-Network)
OtherNot covered
Routine eye exam$0 copay
Routine eye exam$60 copay (Out-of-Network)
UpgradesNot covered
Unitedhealthcare Medicare Advantage Copays

Wellness Programs (e.g. fitness nursing hotline)


Covered

Reviews for UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) H6528


2019 Overall Rating
Part C Summary Rating
Part D Summary Rating
Staying Healthy: Screenings, Tests, Vaccines
Managing Chronic (Long Term) Conditions
Member Experience with Health Plan
Complaints and Changes in Plans Performance
Health Plan Customer Service
Drug Plan Customer Service
Complaints and Changes in the Drug Plan
Member Experience with the Drug Plan
Drug Safety and Accuracy of Drug Pricing
Advantage

Staying Healthy, Screening, Testing, & Vaccines

Total Preventative Rating
Breast Cancer Screening
Colorectal Cancer Screening
Annual Flu Vaccine
Improving Physical
Improving Mental Health
Monitoring Physical Activity
Adult BMI Assessment

Managing Chronic And Long Term Care for Older Adults

Total Rating
SNP Care Management
Medication Review
Functional Status Assessment
Pain Screening
Osteoporosis Management
Diabetes Care - Eye Exam
Diabetes Care - Kidney Disease
Diabetes Care - Blood Sugar
Rheumatoid Arthritis
Reducing Risk of Falling
Improving Bladder Control
Medication Reconciliation
Statin Therapy

Member Experience with Health Plan

Total Experience Rating
Getting Needed Care
Customer Service
Health Care Quality
Rating of Health Plan
Care Coordination

Member Complaints and Changes in UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) Plans Performance

Total Rating
Complaints about Health Plan
Members Leaving the Plan
Health Plan Quality Improvement
Timely Decisions About Appeals

Health Plan Customer Service Rating for UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO)

Total Customer Service Rating
Reviewing Appeals Decisions
Call Center, TTY, Foreign Language

UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO) Drug Plan Customer Service Ratings

Total Rating
Call Center, TTY, Foreign Language
Appeals Auto
Appeals Upheld

Ratings For Member Complaints and Changes in the Drug Plans Performance

Total Rating
Complaints about the Drug Plan
Members Choosing to Leave the Plan
Drug Plan Quality Improvement

Member Experience with the Drug Plan

Total Rating
Rating of Drug Plan
Getting Needed Prescription Drugs

Drug Safety and Accuracy of Drug Pricing

Unitedhealthcare Medicare Advantage Copays
Total Rating
MPF Price Accuracy
Drug Adherence for Diabetes Medications
Drug Adherence for Hypertension (RAS antagonists)
Drug Adherence for Cholesterol (Statins)
MTM Program Completion Rate for CMR
Statin with Diabetes


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Unitedhealthcare Medicare Advantage Copays 2020

Coverage Area for UnitedHealthcare Medicare Advantage Choice Plan 1 (PPO)

(Click county to compare all available Advantage plans)

State: Georgia
County:Baldwin,Banks,Barrow,Ben Hill,Bibb,
Bryan,Bulloch,Chatham,Cherokee,
Clarke,Clayton,Columbia,Coweta,
Crawford,Crisp,Dawson,Dodge,
Dooly,Douglas,Effingham,Emanuel,
Evans,Fayette,Forsyth,Gwinnett,
Habersham,Hall,Harris,Henry,
Houston,Irwin,Jackson,Johnson,
Laurens,Lumpkin,Macon,Montgomery,
Muscogee,Newton,Oconee,Paulding,
Peach,Pulaski,Richmond,Rockdale,
Spalding,Stephens,Taylor,Telfair,
Tift,Toombs,Towns,Treutlen,
Turner,Twiggs,Union,Upson,
Walton,White,Wilcox,Wilkinson,

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United Healthcare Medicare Advantage Copays

Source: CMS.
Data as of September 9, 2020.
Notes: Data are subject to change as contracts are finalized. For 2021, enhanced alternative may offer additional cost sharing reductions in the gap on a sub-set of the formulary drugs, beyond the standard Part D benefit.Includes 2021 approved contracts. Employer sponsored 800 series and plans under sanction are excluded.